Dual Eligible Special Needs Plans (D-SNPs) In New York

If you have both Medicare and Medicaid you can enroll in an Anthem Dual Special Needs Plan, or D-SNP. It's a Medicare Advantage (Part C) plan that supports your whole health, all in one simple plan.

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Choose 2025 if shopping for coverage beginning January 1, 2025.

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Am I Eligible For A D-SNP?

Medicare Advantage Dual Special Needs Plans are for people in New York who are eligible for both Medicare and Medicaid. These plans offer coordinated care and additional coverage not available with Original Medicare. A D-SNP from Anthem can make life easier and help you stretch your budget.

Medicare Insurance card plus Medicaid card equals Anthem Dual Special Needs Plan card

Count On Valuable Benefits With An Anthem D-SNP

 

With an Anthem D-SNP, you'll keep your Medicaid coverage and get additional Medicare Advantage benefits that really add up. In New York, Anthem offers full D-SNPs based on your Medicaid status.*

Benefits Prepaid Card

Over-the-counter health items, groceries1, and utilities1

$0   Premiums

Most plans have $0 monthly premiums which is good news for your pocketbook

$0  Copays

$0 prescription drug copays means your money goes further

Dental & Vision Benefits

Routine exams, cleanings, and a yearly eyewear allowance

Hearing Benefits

Routine hearing exams and hearing aids

Transportation

Rides2 included to plan-covered services

Fitness Program

Stay in shape with free access to SilverSneakers®  fitness programs

Dedicated Support Team

Helps you understand your benefits and get the most out of your plan

Large Network

Large network of doctors and hospitals

* Plan availability, premiums, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your Medicaid eligibility status.

Flex Card: Great Benefits On One Card

image of Anthem Blue Cross Benefits Prepaid card

With a D-SNP, you may be eligible for an Anthem Benefits Prepaid Card with a monthly allowance that you can use to pay for everyday items and expenses, such as:

 

Over-the-counter (OTC) health items

 

Groceries1

 

Assistive devices

 

Utilities1

 

Transportation2 costs

 

Your card is preloaded, so it's ready to use just like a prepaid credit or debit card. Plan availability, premiums, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your Medicaid eligibility status.

Smart Tip: Check to see if your doctors are in our network, and your prescriptions are covered with our easy-to-use tool.

When Can I Enroll In A D-SNP?

If you have Medicare Part A and Part B, you can enroll in a Dual Special Needs Plan the month you become eligible for Medicaid.

 

If you are already enrolled in a D-SNP plan, you may be able to change plans monthly depending on your current plan and/or the plan you want to enroll in. And if you’ve had a life event such as moving, losing coverage or newly eligible for Medicare, you may qualify for a Special Enrollment Period. You can always change plans during the Annual Enrollment Period from October 15 to December 7 every year.

 

Shop Dual Special Needs Plans   

Smart Tip: If you're not eligible for a D-SNP, Anthem offers Medicare Advantage plans that might be right for you.

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Frequently Asked Questions About D-SNPs

Read Our Medicare Articles

 

Compare the differences between Medicare and Medicaid plans. You can also take a deeper dive and learn about Medicare Advantage enrollment, benefits, and more.

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Anthem Blue Cross and Blue Shield is a Medicare Advantage plan with a Medicare contract. Anthem Blue Cross and Blue Shield is a D-SNP plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Anthem Blue Cross and Blue Shield depends on contract renewal.

Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).

 

1 Members may receive a monthly or quarterly allowance in the form of a benefits prepaid card to pay for a wide range of approved groceries and utilities. Unused amounts will expire at the end of the month or quarter. Benefits vary by plan.

 

2 Transportation services are issued as one-way trips and provided on an annual basis. Benefits vary by plan.

 

3 Plan availability, premiums, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your eligibility.

 

The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This is a benefits card that can only be used at certain Mastercard merchants participating in this program and will be authorized for qualified purchases as set forth in your Terms and Conditions. Valid only in the U.S. No cash access. Other languages are available upon request.

The SilverSneakers fitness program is provided by Tivity Health, an independent company. Please talk to your doctor before starting an exercise program. SilverSneakers, the SilverSneakers shoe logo type and SilverSneakers Flex are registered trademarks of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.

 

Anthem, a Medicare Advantage organization with a Medicare Contract, offers HMO, HMO D-SNP, and LPPO plans. Anthem HMO D-SNP plans additionally contract with state Medicaid programs. Anthem Blue Cross and Blue Shield Retiree Solutions, a Medicare Organization with a Medicare Contract in New York, offers LPPO plans. Anthem Blue Cross Retiree Solutions, a Medicare Organization with a Medicare Contract in New York, offers LPPO plans. Enrollment in Anthem Blue Cross and Blue Shield, Anthem Blue Cross and Blue Shield Retiree Solutions, and Anthem Blue Cross Retiree Solutions plans depend on contract renewal.