Already a member? Log in to your account to renew your plan or compare options.
Already a member? Log in to your account to renew your plan or compare options.
Ready to pick up where you left off? Complete your application.
Find A Health Insurance Plan That's Right For You
Your healthcare needs and budget are as unique as you are. That’s why we offer plans across a range of price levels. Visit the New York State of Health Marketplace to enroll. For assistance, please contact your broker or call 844-285-2036.
![Bronze Plans Icon]()
Bronze Plans
Bronze Plans
Bronze health insurance plans feature low monthly payments with higher deductibles. These plans are best for individuals or couples who have few doctor visits and only need or want coverage for medical emergencies.
![Silver Plans Icon]()
Silver Plans
Silver Plans
Silver health insurance plans have average monthly payments but lower deductibles than the bronze level. These plans are ideal for individuals and smaller families with average healthcare needs. Silver plans also offer certain cost reductions for those who qualify.
![Bronze Plans Icon]()
Gold Plans
Gold Plans
Gold health insurance plans have higher monthly payments but even lower deductibles than silver plans. They are best for individuals or families with regular, ongoing healthcare needs. Gold plans cover most routine healthcare costs.
Benefits Of Becoming An Anthem Member
Anthem designed its health plans and plan networks with different healthcare needs and budgets in mind. We offer a range of choices and make managing your benefits easier than ever. Our integrated approach can help improve your health, lower costs, and provide peace of mind.
Doctors In Your Plan’s Network
Anthem plans support your healthcare with a range of choices of doctors, care centers, and hospitals. You also have the flexibility of choosing a video visit with a doctor or therapist on your smartphone, tablet, or computer.
Pharmacy Coverage
Your Anthem health plan includes coverage for most generic and many brand-name prescription drugs. You’ll pay a certain amount for medications, depending on the coverage tier or class of drug.
Access to Preventive Care
Avoiding illness or catching problems early are key to staying healthy. Your plan covers preventive care at no cost to you when you see a doctor in your plan’s network. Preventive care includes checkups, screenings, and vaccines.
Earn Rewards For Healthy Habits
Our Smart Rewards program lets you earn rewards for completing health and wellness activities. Redeem the rewards for a digital gift card from a selection of top retailers by visiting your doctor for an annual wellness exam or completing our health assessment.
Virtual Care
Using the Sydney Health app, you can talk to a board-certified doctor from the comfort of your home or on-the-go. The doctor can give you expert medical advice, diagnose common health issues, and send prescriptions right to your pharmacy. Many plans offer virtual care visits using the Sydney Health app at no cost to you.†
On And Off Exchange Plans
With Anthem, you have access to both on-exchange and off-exchange health insurance plans that you can shop and compare directly on our site.
On-exchange
health insurance plans are available on healthcare.gov, sometimes referred to as the Marketplace. Financial help, or subsidies, to lower the cost of coverage, are only available when you enroll in an on-exchange health plan.
Off-exchange
health insurance plans covering the same essential health benefits as on-exchange plans are available outside of the exchange or marketplace directly through Anthem.
With Anthem, you have access to both on-exchange and off-exchange health insurance plans. Our licensed agents can help you determine if you are eligible for financial help and find the best plan for your needs and budget.
How Health Insurance Covers Expenses
Health insurance can be the key to supporting your health and well-being. Once you purchase an Anthem plan, you’ll be covered for annual physicals and preventive care visits with providers in your network. Here are the basics of how your plan covers expenses and which portions of your healthcare costs you’re responsible for.
The deductible is the amount you pay each year before your plan starts to pay for covered services. This does not include costs for preventive services, which are covered regardless of the deductible when provided by a doctor in your plan's network.
Copays are fixed amounts that you pay out of pocket for visits to in-network healthcare providers. Amounts can vary depending on the provider (primary care or a specialist) you see or the services you receive (such as medications, labs, and diagnostic tests).
Coinsurance is the percentage you pay for covered healthcare services after you reach your deductible. For example, if the allowed amount for a service is $100 and your coinsurance is 20%, you will pay $20 for that service after your deductible is met.
This the most you will pay for covered healthcare services during the coverage year. If you reach the out-of-pocket maximum, your plan pays 100% of covered benefits.
Find Options Available In Your State
If your state isn’t listed, visit www.bcbs.com for other coverage options.
Explore Our Other Plan Options
1https://www.antheminc.com/AboutAnthemInc/
index.htm
2Anthem Business Intelligence Analysis of 2021 WEM Application data and FPL Distribution; May 2021.
†Virtual care visits, including medical chats and video visits using the Sydney Health app are at no cost to members for most plans. Those enrolled in High-Deductible Health Plans associated with a Health Savings Account and Catastrophic plans must first meet their deductible. Virtual care visits refer to medical chats and/or video consultation, as deemed appropriate by a licensed physician.
In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan.