A Medicare Advantage plan combines your Original Medicare coverage (Parts A and B) with additional benefits. Most plans have options for prescription drug coverage (Part D) and routine dental, vision, and hearing benefits.
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Get All-In-One Coverage With An Anthem Medicare Advantage Plan In New York
Medicare Advantage Plans (Part C) include all the benefits of Parts A and B, and more, in one convenient plan. See what Anthem Medicare Advantage has to offer in New York.
Benefits To Stretch Your Budget
Our HMO and PPO plans help cover Original Medicare out-of-pocket costs and make your money go further with benefits like:
- $0 or low monthly premiums
- $0 medical deductibles
- $0 prescription drug copays
- Free access to SilverSneakers® fitness programs
Comprehensive Health Coverage
Most Anthem Part C plans may include valuable benefits that go beyond Original Medicare:
- Prescription Drug (Part D) coverage
- Dental, vision, and hearing benefits
- Broad national network of doctors and hospitals
- Monthly allowance for OTC items, groceries1, and utilities1
- Transportation2 to plan-covered services

Smart Tip: You may be eligible for the Anthem Benefits Prepaid Card to help pay for utilities1, groceries1, and over-the-counter health items.
Compare Anthem Medicare Advantage HMO And PPO Plans
With Health Maintenance Organizations (HMOs), you must use doctors and hospitals within a network, but you can use doctors and hospitals in and out of network3 with Preferred Provider Organizations (PPOs). Compare the differences between HMOs and PPOs in New York.
Features And Considerations |
Anthem Medicare Advantage HMO |
Anthem Medicare Advantage PPO |
---|---|---|
Good for those who want ... |
Lower costs and are open to getting care only in the plan’s network |
Flexibility to access out-of-network care with no referrals for specialists |
Includes Medicare Part A (hospital) & Part B (medical) |
|
|
Monthly premium |
$0 MOST PLANS* |
$75 - $76 MOST PLANS* |
Copays (In-network primary care provider) |
$0 - $15 |
$10 |
In-network medical deductibles |
$0 For all PLANS |
$0 for all PLANS |
Referral required |
In some cases |
No |
Where to go for care |
In-network providers only |
In-network and out-of-network providers3 |
Includes prescription drug coverage (Part D) |
Most plans |
Most plans |
Includes dental, vision, & hearing coverage |
Many plans |
Vision only |
Your share of healthcare costs |
Lower copays and coinsurance |
Higher out-of-network copays and coinsurance |
Your annual out-of-pocket costs |
Lower |
Higher |
Learn More |
||
* Plan premiums, availability, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your eligibility. |
Anthem Medicare Advantage HMO |
|
---|---|
Features And Considerations |
|
Good for those who want ... |
Lower costs and are open to getting care only in the plan’s network |
Includes Medicare Part A (hospital) & Part B (medical) |
|
Monthly premium |
$0 MOST PLANS* |
Copays (In-network primary care provider) |
$0 - $15 |
In-network medical deductibles |
$0 For all PLANS |
Referral required |
In some cases |
Where to go for care |
In-network providers only |
Includes prescription drug coverage (Part D) |
Most plans |
Includes dental, vision, & hearing coverage |
Many plans |
Your share of healthcare costs |
Lower copays and coinsurance |
Your annual out-of-pocket costs |
Lower |
Learn More |
|
* Plan premiums, availability, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your eligibility. |
Anthem Medicare Advantage PPO |
|
---|---|
Features And Considerations |
|
Good for those who want ... |
Flexibility to access out-of-network care with no referrals for specialists |
Includes Medicare Part A (hospital) & Part B (medical) |
|
Monthly premium |
$75 - $76 MOST PLANS* |
Copays (In-network primary care provider) |
$10 |
In-network medical deductibles |
$0 for all PLANS |
Referral required |
No |
Where to go for care |
In-network and out-of-network providers3 |
Includes prescription drug coverage (Part D) |
Most plans |
Includes dental, vision, & hearing coverage |
Vision only |
Your share of healthcare costs |
Higher out-of-network copays and coinsurance |
Your annual out-of-pocket costs |
Higher |
Learn More |
|
* Plan premiums, availability, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your eligibility. |
Comparing Medicare Plans? Here’s A Planning Checklist To Keep It Simple.
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Explore Anthem's Dual Special Needs Plans (D-SNPs)
D-SNP plans are for those who qualify for Medicaid and Medicare. These plans combine Original Medicare Part A (hospital) and Part B (medical) with valuable benefits.
Dual Special Needs Plans (D-SNPs)
Our D-SNPs offer support for people eligible for both Medicare and Medicaid.
Anthem offers full dual eligible plans. If you’re receiving full medical benefits from your state, almost all of your out-of-pocket costs will be paid. Plan premiums, availability, benefits, and benefit amounts may vary based on where you live, the plan you choose, and your eligibility.
Smart Tip: Check to see if your doctors are in our network, and your prescriptions are covered.
Frequently Asked Questions About Medicare Advantage Plans
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Read Our Medicare Articles
Learn more about Medicare Advantage or compare differences between Original Medicare vs. Medicare Advantage.
‡ Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).
1 Members may receive a monthly or quarterly allowance in the form of a benefits prepaid card to pay for a wide range of approved groceries and utilities. Unused amounts will expire at the end of the month or quarter. Benefits vary by plan.
2 Transportation services are issued as one-way trips and provided on an annual basis. Benefits vary by plan.
3 Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This is a benefits card that can only be used at certain Mastercard merchants participating in this program and will be authorized for qualified purchases as set forth in your Terms and Conditions. Valid only in the U.S. No cash access. Other languages are available upon request.
The SilverSneakers fitness program is provided by Tivity Health, an independent company. Please talk to your doctor before starting an exercise program. SilverSneakers, the SilverSneakers shoe logo type and SilverSneakers Flex are registered trademarks of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.
Anthem, a Medicare Advantage organization with a Medicare Contract, offers HMO, HMO D-SNP, and LPPO plans. Anthem HMO D-SNP plans additionally contract with state Medicaid programs. Anthem Blue Cross and Blue Shield Retiree Solutions, a Medicare Organization with a Medicare Contract in New York, offers LPPO plans. Anthem Blue Cross Retiree Solutions, a Medicare Organization with a Medicare Contract in New York, offers LPPO plans. Enrollment in Anthem Blue Cross and Blue Shield, Anthem Blue Cross and Blue Shield Retiree Solutions, and Anthem Blue Cross Retiree Solutions plans depend on contract renewal.